Tailored insurance Solutions for the

Horse Racing Industry

Horse racing is an exhilarating yet high-risk sport where jockeys face unique safety challenges daily. From the quality of helmets and safety vests to on-track paramedics and accident coverage, ensuring safety is paramount. We work closely with guilds, track operators, regulators, and owners to address safety concerns, pre-race examinations, race medications, and much more.

A wide range of insurance solutions for your horse racing needs

Our specialized Jockey Accident Protection Program is designed to meet the high-risk demands of the horse racing industry. With comprehensive insurance solutions, we aim to safeguard the well-being and financial security of jockeys, owners, and track operators.

Medical Coverage

Comprehensive protection for medical expenses incurred from injuries sustained during racing or training.

  • Emergency Medical Treatment
    Covers on-track medical attention and hospital costs.
  • Post-Injury Care
    Includes follow-up visits, diagnostic tests, and surgeries.
  • Preventive Healthcare
    Supports routine medical checkups to maintain optimal health.

Disability Coverage

Provides income replacement for jockeys unable to work due to injury, ensuring financial stability.

  • Short-Term Disability
    Covers income loss for temporary injuries.
  • Long-Term Disability
    Provides financial support for extended or permanent inability to compete.
  • Supplemental Benefits
    Includes cost-of-living adjustments for prolonged disabilities.

Life Insurance

Offers financial security to beneficiaries in the event of a fatal accident.

  • Accidental Death Benefit
    Provides a lump-sum payment to families.
  • Supplemental Life Coverage
    Allows for additional protection tailored to individual needs.
  • Legacy Planning
    Ensures the financial future of dependents.

Rehabilitation Services

Ensures access to physical therapy and support services to aid recovery.

  • Physical Therapy
    Covers rehabilitation sessions to regain strength and mobility.
  • Mental Health Support
    Provides counseling services to address the psychological impact of injuries.

Industry Statistics

2,500+
Injury Notifications
are received annually by The Jockeys' Guild, highlighting the high risk of injuries in horse racing.
64%
of Career Injuries
among U.S. jockeys are fractures, making them the most common cause of lost time injuries in this population.
25%
of Incidents
resulting in injury required further medical care in hospital or other medical facility
Protect Your Jockeys and Operations Today.
Contact us to create a customized insurance plan that safeguards your riders, horses, and business.
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