Tailored insurance Solutions for the

hospitality
Industry

The hospitality industry is more than just providing a place for guests to stay—it’s about creating memorable experiences while ensuring safety and comfort. Whether your guests visit for business or leisure, your priority is their well-being, and our priority is protecting your business. We help structure insurance programs designed to safeguard your guests, staff, and property so you can focus on what matters most: exceptional customer service.

A wide range of insurance solutions for your hospitality needs

Hotels, resorts, and other hospitality businesses face unique challenges, from managing guest safety to protecting physical assets. Our lodging insurance specialists design customized solutions tailored to your operations, ensuring comprehensive coverage for every aspect of your business.

General Liability Insurance

Protects your business from legal claims related to injuries or property damage on your premises.

  • Bodily Injury Coverage
    Covers medical expenses and legal costs for injuries sustained by guests or staff.
  • Property Damage Coverage
    Protects against claims for damages to guests’ personal belongings.
  • Personal & Advertising Injury
    Shields against defamation or copyright infringement claims.

Property Insurance

Covers physical assets, including buildings, furniture, and equipment, from risks like fire, theft, or natural disasters.

  • Building Coverage
    Protects the structure of your property.
  • Contents Coverage
    Covers furniture, fixtures, and inventory.
  • Equipment Breakdown
    Protects against repair or replacement costs for essential equipment like HVAC systems.

Business Interruption Insurance

Provides financial support when operations are halted due to covered events.

  • Revenue Replacement
    Covers income lost during downtime.
  • Fixed Expenses Coverage
    Protects against ongoing costs like rent and payroll.

Cyber Liability Insurance

Protects your business from data breaches and cyberattacks.

  • Data Breach Notification
    Covers costs for notifying guests and employees of stolen data.
  • Business Recovery Costs
    Provides financial support for restoring operations after an attack.
  • Regulatory Fines
    Helps cover penalties for data protection violations.

Liquor Liability Insurance

Covers your business if alcohol service leads to legal claims.

  • Third-Party Injury Coverage
    Protects against claims involving intoxicated patrons causing harm to others.
  • Legal Defense Costs
    Covers expenses related to liquor liability lawsuits.

Workers’ Compensation Insurance

Ensures your employees are protected in case of workplace injuries or illnesses.

  • Medical Expense Coverage
    Covers treatment costs for work-related injuries.
  • Wage Replacement Coverage
    Provides income for employees unable to work due to injury.

Guest Property Insurance

Protects your business from claims related to lost or damaged guest property.

  • Loss Coverage
    Reimburses guests for lost items during their stay.
  • Damage Coverage
    Covers costs associated with damage to guests’ belongings.

Industry Statistics

31%
of Hospitality Organizations
have reported a data breach in their company's history. The average cost of a data breach in the hospitality industry was approximately $3.4 million in 2023.
$2.4B+
In Property Damage Annually
results from fires in commercial properties, including those in the hospitality industry.
30%
of Hotel Liability Cases
are caused by slip and fall accidents, making them one of the leading sources of expensive lawsuits in the hospitality industry.
Safeguard Your Guests, Staff, and Property Today
Contact us to create a tailored insurance plan that protects your business and ensures a seamless experience for your guests.
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